SRS and outing yourself to your insurance...

[jess-on-toast.livejournal.com]

So I know that it's probably a one-in-a-million chance that my health insurance will actually cover SRS (it's an Aetna HMO).  However, I want to at least check and see if they'll cover it before I resign myself to shelling out a buttload of money out-of-pocket.

What I worry about is them finding out about the tran and then doing something like denying the coverage of my hormones.  My endo has me diagnosed as having "premature ovarian failure," which he says is fine because my ovaries failed before I was born.  All of my information says I am female (social security, driver's license, birth certificate).  I've had my current job, and thus insurance, for about two and a half years now.

So, does anyone know if I would be at risk for getting booted off of my meds if I out myself to insurance and ask about SRS coverage?  I've already tried *not* outing myself and contacting Aetna, but they won't give me any useful information.

Any information anyone can spare on the subject would be greatly appreciated!