Hormone Referral Trouble

[luzoscura.livejournal.com]

Since deciding to transition, I have been seeing a counselor in hopes of getting a referral to see an endo. After 5 sessions it has become clear that my counselor is not an expert on this matter, however she has been supportive and indicated to me that she would be willing to support my decision to seek HRT. As she has no experience, she has asked me to essentially do my "homework" and tell her what she needs to do and write for this to occur. After speaking to Dr. Hudson's office, an endo in the Atlanta area who is highly recommended by the tg community here, they've told me that the initial consultation and lab work can be up to $400 dollars but it does not require a referral initially. The Dr. may require a referral for actual prescriptions upon receiving results, the referral should indicate a diagnosis of GID.

Well I am actually going to change jobs and move cross-country in a matter of weeks, so I am rather concerned that any insurance provider that I get here on after will deny me any service based on having a pre-existing condition were I to be diagnosed with GID right now.

Essentially my question at this point is, based on your experience, would you suggest that I consult my therapist about diagnosing me as GID in order to have a referral that can carry me over into getting legitimate HRT once I am relocated? Or would it be wiser to hold off on a diagnosis until I am under my future insurance provider in order to avoid lack of coverage due to a pre-existing condition? As a further note, I will be self-medicating at this point regardless and my current insurance provider would not cover HRT anyway, but I want to have that "golden ticket" so that I can see a legitimate Endocrinologist as soon as I am re-settled and can afford it.