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transIt seems like each time I look through the tags, I either get some variation of the question I am asking but not *exact*. Also, maybe this could be due to not looking in the right tags... so I apologize if this is a question that has already been asked and please feel free to direct me to any previous posts relating to this issue. I have tagged this post under 'insurance', fyi.
My question is, well, I am paying for short-term disability leave through my employer. I also plan to have top surgery around May/June. With this said, I brought up the idea of using my short-term disability to my HR department at work and they say that elective surgery is not covered under short-term disability.
Is this true?
I do not have BCBS (which is the primary medical insurance which my company offers) but I have taken advantage of quite a few benefits with hopes that I would be able to be covered, especially in situations like I mentioned above.
Otherwise, I don't have enough vacation time to allow myself the mandatory 10 day recovery period.
Any suggestions or input?
I also have a hearing problem so talking on the phone is very difficult- it gets quite discouraging to be told to contact certain phone numbers because ultimately, I have to rely on someone else to make the call for me and a) i'm either at work during that time, unable to permit discussion of my personal info or b) it is hard to find someone who is comfortable making such a phone call and/or knowing what to ask.
My question is, well, I am paying for short-term disability leave through my employer. I also plan to have top surgery around May/June. With this said, I brought up the idea of using my short-term disability to my HR department at work and they say that elective surgery is not covered under short-term disability.
Is this true?
I do not have BCBS (which is the primary medical insurance which my company offers) but I have taken advantage of quite a few benefits with hopes that I would be able to be covered, especially in situations like I mentioned above.
Otherwise, I don't have enough vacation time to allow myself the mandatory 10 day recovery period.
Any suggestions or input?
I also have a hearing problem so talking on the phone is very difficult- it gets quite discouraging to be told to contact certain phone numbers because ultimately, I have to rely on someone else to make the call for me and a) i'm either at work during that time, unable to permit discussion of my personal info or b) it is hard to find someone who is comfortable making such a phone call and/or knowing what to ask.